Independent Mortgage Advice in Leeds – Tailored to You

We help people buy, rent and sell homes

At Leeds Property Hub, we do more than just sell and let homes — we help you finance them smartly and securely. Through our carefully selected network of independent mortgage advisors in Leeds, we offer access to a wide range of mortgage products and expert financial guidance to suit every type of buyer.

Whether you’re a first-time buyer searching for your first home, a homeowner looking to remortgage, or a landlord expanding your buy-to-let portfolio, our trusted advisors provide clear, personalised mortgage advice to help you make well-informed, confident decisions.

Unlike high street lenders or tied brokers, our mortgage advisors are completely independent, meaning they can search the whole of the market to find the best mortgage deals for your unique circumstances. From understanding your borrowing power to securing a Decision in Principle and completing your application, we’re with you at every step.

At Leeds Property Hub, we believe that choosing the right mortgage is just as important as choosing the right property — and we’re here to help you get both.

First-Time Buyer

Buying your first home in Leeds? Independent mortgage advisors who offer clear, honest, and tailored advice. Get help understanding your budget, securing a Decision in Principle, and finding the best first-time buyer mortgage deals on the market.

House for Sale in Leeds

Remortgage

Thinking about a remortgage in Leeds? Whether your current deal is ending, you're looking to reduce monthly payments, or want to release equity. Our independent mortgage advisors will compare the best remortgage deals across the market and guide you through the process

Letting your property

Buy To Let

Expanding your rental property portfolio? First-time landlord or an experienced investor, connect with independent mortgage advisors who specialise in buy-to-let mortgages. Get expert advice on deposit requirements, rental yield, limited company lending, and the best mortgage deals tailored to your goals.

Why Use a Mortgage Advisor Through Leeds Property Hub?

 Not all mortgage advisors are the same — and that’s exactly why we work only with independent experts, not tied to any single bank or lender.

Unbiased mortgage advice – access to the whole of the market

Tailored options for residential, remortgage, or buy-to-let

Faster applications and better rates

Personalised service with honest, clear guidance

Local advisors who understand Leeds property values and trends

We go the extra mile — ensuring you’re not just getting any mortgage, but the right mortgage for your goals.


What Types of Mortgages Are Available?

Mortgage options can seem overwhelming — but your advisor will help you choose the most suitable type:

🔹 Fixed-Rate Mortgage

Your interest rate is locked in for a set term (usually 2–5 years), offering predictable monthly payments.

🔹 Variable-Rate Mortgage

Your rate can go up or down, depending on market conditions or your lender’s standard variable rate (SVR).

🔹 Tracker Mortgage

The interest rate “tracks” the Bank of England base rate, often at a fixed percentage above it.

🔹 Interest-Only Mortgage

You pay only the interest each month, with the full balance due at the end of the term — often used for buy-to-let investors.

🔹 Buy-to-Let Mortgage

Specifically for landlords purchasing rental properties. Different affordability rules and higher deposits often apply.

🔹 Remortgage

Switch your existing mortgage to a new deal — to save money, release equity, or consolidate debt.


When Should You Speak to a Mortgage Advisor?

We recommend speaking to a mortgage advisor as early as possible, ideally before viewing properties. This helps you:

  • Understand your borrowing power

  • Get a Decision in Principle to strengthen your offers

  • Avoid delays or surprises later in the buying process

Already own a home? It’s also smart to speak with an advisor if:

  • You’re nearing the end of your fixed term

  • You want to remortgage to save money

  • You’re buying a second property or investment

  • You want to release equity for renovations or personal use


Buy-to-Let Mortgages for Landlords in Leeds

As a hybrid estate agent with strong landlord relationships, we work with mortgage advisors who understand the buy-to-let landscape in Leeds. Whether you’re buying your first rental or remortgaging a growing portfolio, our advisors can help you:

  • Get the best rates for limited company or individual BTL lending

  • Understand rental yield requirements and tax changes

  • Navigate affordability checks, stress tests, and lender criteria


Speak to a Mortgage Advisor Today

Buying or refinancing in Leeds? Need mortgage advice you can trust? Let us connect you with an experienced, independent mortgage advisor who will go the extra mile to get it right.

📞 Call: 0113 231 1121
📧 Email: Home@leedspropertyhub.co.uk

Leeds

Financial Services

Whether you’re a first-time buyer, planning a remortgage, or investing in a buy-to-let property in Leeds, our independent mortgage advisors are here to help.

Complete the form and one of our trusted mortgage specialists will contact you to offer personalised advice, answer your questions, and guide you through your next steps — with no pressure and no obligation.

Get in touch today and let us help you find the right mortgage at the right rate.


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